Loans

Need a loan, we have options!

Affordable Financing—Built Around You

At RVA Financial Federal Credit Union, our loan options are designed to help you move forward with confidence. Whether you’re buying a car, consolidating debt, improving your home, or planning a major life milestone, we offer competitive rates, flexible terms, and personalized guidance every step of the way.

As a member-owned credit union serving the RVA community, we focus on fair lending, transparent terms, and financial solutions that support your long-term success.

Get on the road with affordable financing for:

New and used vehicles
Refinancing existing auto loans
Competitive rates and flexible terms
Local decision-making and fast approvals

Turn your housing goals into reality with financing for:

Home purchases or refinancing
Home improvement projects
Competitive rates designed for long-term stability

Plan that road trip with affordable financing for:

New and used recreational vehicles
Competitive rates and flexible terms
Local decision-making and fast approvals

Cover life’s expenses with flexible personal loans for:

Debt consolidation
Unexpected expenses
Major purchases
Simplified repayment options

Credit cards and lines of credit provide access convenient borrowing options with:

Manageable limits
Fair, transparent terms
Everyday purchasing flexibility

Cover life’s expenses with flexible personal loans for:

Debt consolidation
Unexpected expenses
Major purchases
Simplified repayment options

Apply For Loan

SEE RATES

Why Borrow with RVA Financial Federal Credit Union?

Lower Rates, Fewer Fees
Because we’re member-owned, we’re able to offer competitive loan rates and reduced fees compared to traditional banks.

Local Decisions, Personal Service
Our lending decisions are made locally—by people who understand our community and take the time to understand your goals.

Flexible Terms
We work with you to structure loans that fit your budget, timeline, and financial priorities.

Trusted & Secure Lending
Your financial well-being matters. We use responsible lending practices and modern security measures to protect your information.

Helping You Borrow Smarter

We believe loans should support—not stress—your financial future. That’s why we prioritize education, transparency, and honest guidance so you can make informed borrowing decisions with confidence.

Our team is here to help you: