Credit Builder

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Build Credit. Build Confidence.

A Credit Builder Loan from RVA Financial Federal Credit Union is designed to help members establish or rebuild their credit responsibly. With structured payments and guidance from our team, you can take positive steps toward stronger financial health.

Your past doesn’t define your future—let’s build it together.

How a Credit Builder Loan Works

Small loan amount with manageable payments
Payments reported to credit bureaus
Designed to improve credit history over time
Educational support along the way

Why Choose RVA Financial for Credit Building?

Supportive, judgment-free approach
Affordable payments
Financial education resources
A trusted local partner

Protect your family against the unexpected.

Credit insurance may make your loan payments when you can’t.

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against unexpected and covered life events could help protect more than your finances. It could help lighten the burden for the people you care about. Insure your loan payments today so you can worry a little less about tomorrow.