Become A Member

Why Join RVA Financial?

Become More Than a Customer—Become a Member

At RVA Financial Federal Credit Union, membership means more than opening an account—it means becoming part-owner of a financial institution that exists to serve you. As a member-owned credit union serving the RVA community, we’re committed to helping individuals, families, and businesses build financial confidence through fair, affordable, and personalized banking.

When you join, you gain access to competitive rates, lower fees, and a team that truly puts members first.

Who Can Join

Membership at RVA Financial Federal Credit Union is open to individuals who live, work, worship, or attend school in the Greater Richmond (RVA) area, as well as qualifying family members of existing members.

If you’re unsure whether you’re eligible, our team is happy to help—because joining should be simple and welcoming.

Member Benefits

Member-Owned Advantage
As a member, you’re also an owner. Profits are reinvested into better rates, improved services, and financial education—rather than paid to shareholders

Lower Fees & Competitive Rates
Enjoy affordable checking, savings, and loan options designed to help your money go further.

Local, Personalized Service
Our team takes the time to understand your goals and offer guidance you can trust.

Safe & Secure
Your deposits are federally insured by the NCUA, providing peace of mind and financial protection.

Access to Full-Service Banking
Membership gives you access to:

Checking & savings accounts
Auto, personal, home, and specialty loans
Credit cards & credit-building tools
Online & mobile banking

Membership for Every Stage of Life

Whether you’re opening your first account, growing your family, running a small business, or planning for the future, RVA Financial offers products and guidance to support your journey.

We also offer youth and first-time member options to help build strong financial habits early.

How to Become a Member

Joining RVA Financial Federal Credit Union is easy:

Confirm eligibility
Open a savings account (minimum deposit required)
Access all member benefits immediately

You can apply online or visit us in person—our team is here to help every step of the way.

Why Choose RVA Financial Federal Credit Union?

Community-focused, not profit-driven
Transparent products and honest guidance
Local decision-making
A trusted financial partner in RVA

This is banking built on trust, cooperation, and community.

Ready to Join?

Become part of a credit union that puts people over profits and community over competition.

Join RVA Financial Federal Credit Union today—and experience the difference of member-owned banking.

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BECOME A MEMBER

Why Join RVA Financial?

Become More Than a Customer—Become a Member

Who Can Join